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Peoples Bank, Mt. Washington
Mount Washington, KY · FDIC Certificate #5847 · Chartered 01/0
Total assets
$119.96M
Total deposits
$109.57M
Total equity
$9.75M
Net loans
$86.95M
Branches (offices)
2
Net income (YTD)
$1.06M
Rank: #3,529 of 4,213 U.S. banks by assets · #102 of 120 in Kentucky. Assets changed -2.5% and deposits -3.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.76% |
| Return on equity | 21.82% |
| Net interest margin (YTD) | 5.13% |
| Equity to assets | 8.13% |
| Tier 1 leverage ratio | 10.59% |
| Uninsured deposits (share of deposits) | 17.7% |
| Noncurrent loans (share of loans) | 1.17% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 79.4% |
| Real estate loans (share of loans) | 94.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $82.24M | 94.6% | |
| Commercial & industrial | $4.84M | 5.6% | |
| Consumer / individual | $507.00K | 0.6% | |
| Construction & development | $9.25M | 10.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $113.84M | $105.63M | $487.00K | $7.94M |
| Jun 2023 | $107.73M | $99.98M | $848.00K | $7.39M |
| Jun 2024 | $115.03M | $104.64M | $906.00K | $7.78M |
| Jun 2025 | $123.06M | $113.80M | $945.00K | $8.67M |
| Jun 2026 | $119.96M | $109.57M | $1.06M | $9.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $109.57M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $109.57M.
Similar-sized banks
Centrebank ($119.98M) · Farmers & Merchants Bank Of North Dakota ($119.83M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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