Advertisement
Peoples Bank Of Greensboro
Greensboro, AL · FDIC Certificate #1730 · Chartered 03/0
Total assets
$115.55M
Total deposits
$108.98M
Total equity
$6.25M
Net loans
$50.51M
Branches (offices)
1
Net income (YTD)
$521.00K
Rank: #3,562 of 4,213 U.S. banks by assets · #79 of 93 in Alabama. Assets changed 2.7% and deposits 2.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.91% |
| Return on equity | 18.02% |
| Net interest margin (YTD) | 3.05% |
| Equity to assets | 5.41% |
| Tier 1 leverage ratio | 8.91% |
| Uninsured deposits (share of deposits) | 23.2% |
| Noncurrent loans (share of loans) | 1.29% |
| Net charge-offs (share of loans) | 0.11% |
| Loans to deposits | 46.3% |
| Real estate loans (share of loans) | 67.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $34.26M | 67.8% | |
| Commercial & industrial | $6.28M | 12.4% | |
| Consumer / individual | $6.79M | 13.5% | |
| Construction & development | $5.38M | 10.7% | |
| Agricultural | $3.60M | 7.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $113.44M | $111.56M | $567.00K | $1.82M |
| Jun 2023 | $105.83M | $104.46M | $583.00K | $1.19M |
| Jun 2024 | $102.52M | $95.35M | $296.00K | $2.75M |
| Jun 2025 | $112.55M | $106.63M | $394.00K | $5.57M |
| Jun 2026 | $115.55M | $108.98M | $521.00K | $6.25M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $108.98M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $108.98M.
Similar-sized banks
Neighbors Bank ($115.64M) · The Baldwin State Bank ($115.53M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement