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Peoples Bank Of Macon
Macon, IL · FDIC Certificate #19105 · Chartered 05/1
Total assets
$22.70M
Total deposits
$19.53M
Total equity
$3.08M
Net loans
$6.39M
Branches (offices)
1
Net income (YTD)
$35.00K
Rank: #4,180 of 4,213 U.S. banks by assets · #317 of 322 in Illinois. Assets changed -3.3% and deposits -2.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.30% |
| Return on equity | 2.29% |
| Net interest margin (YTD) | 2.89% |
| Equity to assets | 13.57% |
| Tier 1 leverage ratio | 13.57% |
| Uninsured deposits (share of deposits) | 9.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 32.7% |
| Real estate loans (share of loans) | 14.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $903.00K | 14.1% | |
| Commercial & industrial | $2.08M | 32.6% | |
| Consumer / individual | $1.83M | 28.6% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $882.00K | 13.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $27.37M | $23.81M | $27.00K | $2.90M |
| Jun 2023 | $26.30M | $22.61M | $92.00K | $3.00M |
| Jun 2024 | $25.82M | $22.02M | $103.00K | $3.07M |
| Jun 2025 | $23.47M | $20.08M | $65.00K | $3.10M |
| Jun 2026 | $22.70M | $19.53M | $35.00K | $3.08M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $19.53M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $19.53M.
Similar-sized banks
Sainte Marie State Bank ($22.96M) · Farmers And Merchants Bank ($22.02M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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