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Peoples Exchange Bank
Monroeville, AL · FDIC Certificate #70 · Chartered 08/2
Total assets
$98.58M
Total deposits
$86.61M
Total equity
$11.42M
Net loans
$52.37M
Branches (offices)
1
Net income (YTD)
$482.00K
Rank: #3,683 of 4,213 U.S. banks by assets · #82 of 93 in Alabama. Assets changed 3.4% and deposits 2.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.99% |
| Return on equity | 8.60% |
| Net interest margin (YTD) | 4.00% |
| Equity to assets | 11.58% |
| Tier 1 leverage ratio | 13.46% |
| Uninsured deposits (share of deposits) | 19.1% |
| Noncurrent loans (share of loans) | 2.44% |
| Net charge-offs (share of loans) | 0.23% |
| Loans to deposits | 60.5% |
| Real estate loans (share of loans) | 73.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $38.35M | 73.2% | |
| Commercial & industrial | $10.34M | 19.7% | |
| Consumer / individual | $2.71M | 5.2% | |
| Construction & development | $596.00K | 1.1% | |
| Agricultural | $1.68M | 3.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $97.16M | $87.39M | $27.00K | $9.55M |
| Jun 2023 | $97.07M | $87.67M | $466.00K | $9.14M |
| Jun 2024 | $97.62M | $87.67M | $135.00K | $9.59M |
| Jun 2025 | $95.33M | $84.46M | $263.00K | $10.16M |
| Jun 2026 | $98.58M | $86.61M | $482.00K | $11.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $86.61M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $86.61M.
Similar-sized banks
Superior Savings Bank ($98.77M) · Citizens Bank & Trust Co. ($98.55M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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