Advertisement
Peoples Savings And Loan Company
Bucyrus, OH · FDIC Certificate #29813 · Chartered 01/0
Total assets
$157.36M
Total deposits
$126.21M
Total equity
$30.87M
Net loans
$72.39M
Branches (offices)
2
Net income (YTD)
$311.00K
Rank: #3,252 of 4,213 U.S. banks by assets · #109 of 155 in Ohio. Assets changed 0.7% and deposits 0.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.39% |
| Return on equity | 2.03% |
| Net interest margin (YTD) | 2.82% |
| Equity to assets | 19.62% |
| Tier 1 leverage ratio | 20.34% |
| Uninsured deposits (share of deposits) | 6.9% |
| Noncurrent loans (share of loans) | 2.22% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 57.4% |
| Real estate loans (share of loans) | 89.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $64.41M | 89.0% | |
| Commercial & industrial | $5.42M | 7.5% | |
| Consumer / individual | $2.81M | 3.9% | |
| Construction & development | $2.14M | 3.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $158.91M | $129.97M | $345.00K | $28.63M |
| Jun 2023 | $147.68M | $118.31M | $519.00K | $28.93M |
| Jun 2024 | $147.36M | $117.38M | $187.00K | $29.77M |
| Jun 2025 | $156.21M | $125.92M | $55.00K | $30.03M |
| Jun 2026 | $157.36M | $126.21M | $311.00K | $30.87M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $126.21M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $126.21M.
Similar-sized banks
Commonwealth Community Bank, Inc. ($157.74M) · Freedom Bank ($157.27M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement