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Peoples State Bank
Blair, OK · FDIC Certificate #17138 · Chartered 08/2
Total assets
$13.91M
Total deposits
$12.09M
Total equity
$1.81M
Net loans
$9.67M
Branches (offices)
1
Net income (YTD)
$87.00K
Rank: #4,199 of 4,213 U.S. banks by assets · #168 of 168 in Oklahoma. Assets changed 1.5% and deposits 1.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.24% |
| Return on equity | 9.73% |
| Net interest margin (YTD) | 6.38% |
| Equity to assets | 13.01% |
| Tier 1 leverage ratio | 13.04% |
| Uninsured deposits (share of deposits) | 4.6% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 80.0% |
| Real estate loans (share of loans) | 26.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.52M | 26.1% | |
| Commercial & industrial | $3.50M | 36.2% | |
| Consumer / individual | $1.06M | 11.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $2.66M | 27.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $17.89M | $16.31M | $41.00K | $1.58M |
| Jun 2023 | $17.72M | $15.90M | $271.00K | $1.81M |
| Jun 2024 | $14.43M | $12.56M | $218.00K | $1.81M |
| Jun 2025 | $13.71M | $11.94M | $132.00K | $1.76M |
| Jun 2026 | $13.91M | $12.09M | $87.00K | $1.81M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $12.09M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $12.09M.
Similar-sized banks
Grand Rivers Community Bank ($15.10M) · Davidson Trust Co. ($13.21M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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