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Peoples State Bank
Wausau, WI · FDIC Certificate #18569 · Chartered 08/0
Total assets
$1.50B
Total deposits
$1.19B
Total equity
$143.90M
Net loans
$1.13B
Branches (offices)
12
Net income (YTD)
$8.16M
Rank: #740 of 4,213 U.S. banks by assets · #21 of 153 in Wisconsin. Assets changed -0.3% and deposits 0.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.10% |
| Return on equity | 11.62% |
| Net interest margin (YTD) | 3.59% |
| Equity to assets | 9.58% |
| Tier 1 leverage ratio | 10.17% |
| Uninsured deposits (share of deposits) | 33.2% |
| Noncurrent loans (share of loans) | 1.40% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 95.4% |
| Real estate loans (share of loans) | 86.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $979.89M | 86.4% | |
| Commercial & industrial | $150.89M | 13.3% | |
| Consumer / individual | $4.82M | 0.4% | |
| Construction & development | $84.86M | 7.5% | |
| Agricultural | $626.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.30B | $1.12B | $6.93M | $103.55M |
| Jun 2023 | $1.42B | $1.16B | $6.33M | $108.72M |
| Jun 2024 | $1.49B | $1.17B | $4.79M | $117.65M |
| Jun 2025 | $1.51B | $1.19B | $6.96M | $130.81M |
| Jun 2026 | $1.50B | $1.19B | $8.16M | $143.90M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $1.19B | 12 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.19B.
Similar-sized banks
Bath Savings Institution ($1.50B) · First National Bank Of Pulaski ($1.50B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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