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Peru Federal Savings Bank
Peru, IL · FDIC Certificate #29384 · Chartered 01/0
Total assets
$208.48M
Total deposits
$172.79M
Total equity
$32.65M
Net loans
$111.41M
Branches (offices)
2
Net income (YTD)
$806.00K
Rank: #2,920 of 4,213 U.S. banks by assets · #188 of 322 in Illinois. Assets changed 0.1% and deposits -1.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.77% |
| Return on equity | 4.99% |
| Net interest margin (YTD) | 3.06% |
| Equity to assets | 15.66% |
| Tier 1 leverage ratio | 16.43% |
| Uninsured deposits (share of deposits) | 13.7% |
| Noncurrent loans (share of loans) | 0.28% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 64.5% |
| Real estate loans (share of loans) | 92.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $103.00M | 92.5% | |
| Commercial & industrial | $5.91M | 5.3% | |
| Consumer / individual | $3.33M | 3.0% | |
| Construction & development | $1.39M | 1.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $179.79M | $158.91M | $476.00K | $19.86M |
| Jun 2023 | $184.71M | $162.85M | $422.00K | $20.33M |
| Jun 2024 | $198.94M | $167.86M | $580.00K | $27.92M |
| Jun 2025 | $208.38M | $175.06M | $765.00K | $30.17M |
| Jun 2026 | $208.48M | $172.79M | $806.00K | $32.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $172.79M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $172.79M.
Similar-sized banks
Esb Bank ($208.87M) · Sei Private Trust Company ($208.45M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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