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Pinnacle Bank
Lincoln, NE · FDIC Certificate #10634 · Chartered 01/0
Total assets
$9.18B
Total deposits
$8.13B
Total equity
$888.77M
Net loans
$6.75B
Branches (offices)
72
Net income (YTD)
$67.30M
Rank: #177 of 4,213 U.S. banks by assets · #3 of 138 in Nebraska. Assets changed 7.9% and deposits 7.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.49% |
| Return on equity | 15.56% |
| Net interest margin (YTD) | 3.36% |
| Equity to assets | 9.68% |
| Tier 1 leverage ratio | 9.92% |
| Uninsured deposits (share of deposits) | 30.9% |
| Noncurrent loans (share of loans) | 0.07% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 83.0% |
| Real estate loans (share of loans) | 75.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $5.07B | 75.1% | |
| Commercial & industrial | $600.48M | 8.9% | |
| Consumer / individual | $44.54M | 0.7% | |
| Construction & development | $826.81M | 12.2% | |
| Agricultural | $840.99M | 12.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $7.34B | $6.56B | $46.84M | $601.30M |
| Jun 2023 | $7.95B | $6.59B | $31.10M | $583.38M |
| Jun 2024 | $8.63B | $7.05B | $26.71M | $658.21M |
| Jun 2025 | $8.51B | $7.54B | $47.86M | $779.73M |
| Jun 2026 | $9.18B | $8.13B | $67.30M | $888.77M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $7.59B | 65 |
| Missouri | $407.48M | 5 |
| Kansas | $128.83M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $8.13B.
Similar-sized banks
The Bancorp Bank, National Association ($9.21B) · First Mid Bank & Trust, National Association ($9.14B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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