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Pioneer Bank
Mapleton, MN · FDIC Certificate #5193 · Chartered 01/0
Total assets
$883.76M
Total deposits
$762.95M
Total equity
$89.88M
Net loans
$642.45M
Branches (offices)
6
Net income (YTD)
$7.00M
Rank: #1,162 of 4,213 U.S. banks by assets · #24 of 221 in Minnesota. Assets changed 3.3% and deposits 3.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.57% |
| Return on equity | 15.82% |
| Net interest margin (YTD) | 4.18% |
| Equity to assets | 10.17% |
| Tier 1 leverage ratio | 10.20% |
| Uninsured deposits (share of deposits) | 22.6% |
| Noncurrent loans (share of loans) | 0.58% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 84.2% |
| Real estate loans (share of loans) | 68.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $440.32M | 68.5% | |
| Commercial & industrial | $116.32M | 18.1% | |
| Consumer / individual | $4.70M | 0.7% | |
| Construction & development | $68.65M | 10.7% | |
| Agricultural | $86.56M | 13.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $769.44M | $686.27M | $4.21M | $63.54M |
| Jun 2023 | $780.08M | $691.63M | $3.82M | $63.67M |
| Jun 2024 | $799.46M | $714.40M | $3.84M | $69.36M |
| Jun 2025 | $855.58M | $734.38M | $5.29M | $79.71M |
| Jun 2026 | $883.76M | $762.95M | $7.00M | $89.88M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $762.95M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $762.95M.
Similar-sized banks
First Liberty Bank ($885.02M) · Points West Community Bank ($877.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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