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Planters Bank, Inc.
Hopkinsville, KY · FDIC Certificate #34254 · Chartered 09/1
Total assets
$1.96B
Total deposits
$1.71B
Total equity
$231.59M
Net loans
$1.45B
Branches (offices)
13
Net income (YTD)
$12.49M
Rank: #614 of 4,213 U.S. banks by assets · #9 of 120 in Kentucky. Assets changed 4.0% and deposits 5.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.28% |
| Return on equity | 10.93% |
| Net interest margin (YTD) | 3.24% |
| Equity to assets | 11.81% |
| Tier 1 leverage ratio | 12.45% |
| Uninsured deposits (share of deposits) | 38.7% |
| Noncurrent loans (share of loans) | 0.11% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 84.7% |
| Real estate loans (share of loans) | 83.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.21B | 83.6% | |
| Commercial & industrial | $220.18M | 15.2% | |
| Consumer / individual | $14.27M | 1.0% | |
| Construction & development | $224.32M | 15.4% | |
| Agricultural | $21.45M | 1.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.39B | $1.18B | $11.69M | $159.86M |
| Jun 2023 | $1.69B | $1.40B | $8.65M | $172.03M |
| Jun 2024 | $1.83B | $1.53B | $7.00M | $187.69M |
| Jun 2025 | $1.89B | $1.63B | $10.11M | $209.41M |
| Jun 2026 | $1.96B | $1.71B | $12.49M | $231.59M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $989.65M | 9 |
| Tennessee | $724.78M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.71B.
Similar-sized banks
First Commerce Bank ($1.96B) · Citizens National Bank ($1.96B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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