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Platte Valley Bank
Torrington, WY · FDIC Certificate #5442 · Chartered 01/0
Total assets
$809.18M
Total deposits
$692.96M
Total equity
$77.60M
Net loans
$660.65M
Branches (offices)
6
Net income (YTD)
$7.80M
Rank: #1,246 of 4,213 U.S. banks by assets · #5 of 24 in Wyoming. Assets changed 8.0% and deposits 6.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.95% |
| Return on equity | 20.79% |
| Net interest margin (YTD) | 5.37% |
| Equity to assets | 9.59% |
| Tier 1 leverage ratio | 9.73% |
| Uninsured deposits (share of deposits) | 24.4% |
| Noncurrent loans (share of loans) | 0.40% |
| Net charge-offs (share of loans) | 0.31% |
| Loans to deposits | 95.3% |
| Real estate loans (share of loans) | 69.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $456.26M | 69.1% | |
| Commercial & industrial | $152.17M | 23.0% | |
| Consumer / individual | $29.13M | 4.4% | |
| Construction & development | $39.99M | 6.1% | |
| Agricultural | $32.07M | 4.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $580.65M | $520.57M | $4.80M | $53.92M |
| Jun 2023 | $645.64M | $534.63M | $4.62M | $58.84M |
| Jun 2024 | $702.24M | $598.10M | $2.44M | $62.47M |
| Jun 2025 | $749.47M | $648.44M | $4.71M | $68.08M |
| Jun 2026 | $809.18M | $692.96M | $7.80M | $77.60M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wyoming | $692.96M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $692.96M.
Similar-sized banks
First Century Bank ($809.79M) · Maverick Bank ($809.14M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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