Advertisement
Preferred Bank
Rothville, MO · FDIC Certificate #10628 · Chartered 01/0
Total assets
$134.47M
Total deposits
$126.22M
Total equity
$5.96M
Net loans
$61.95M
Branches (offices)
5
Net income (YTD)
$837.00K
Rank: #3,431 of 4,213 U.S. banks by assets · #153 of 190 in Missouri. Assets changed 1.0% and deposits -1.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.24% |
| Return on equity | 27.21% |
| Net interest margin (YTD) | 3.60% |
| Equity to assets | 4.43% |
| Tier 1 leverage ratio | 7.56% |
| Uninsured deposits (share of deposits) | 21.6% |
| Noncurrent loans (share of loans) | 0.18% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 49.1% |
| Real estate loans (share of loans) | 82.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $50.91M | 82.2% | |
| Commercial & industrial | $3.75M | 6.1% | |
| Consumer / individual | $3.13M | 5.0% | |
| Construction & development | $1.51M | 2.4% | |
| Agricultural | $4.36M | 7.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $139.48M | $136.93M | -$601.00K | $2.45M |
| Jun 2023 | $141.71M | $132.04M | $710.00K | $2.48M |
| Jun 2024 | $136.26M | $128.47M | $623.00K | $4.09M |
| Jun 2025 | $133.13M | $128.36M | $689.00K | $4.55M |
| Jun 2026 | $134.47M | $126.22M | $837.00K | $5.96M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $126.22M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $126.22M.
Similar-sized banks
Bank Of Halls ($134.55M) · St. Clair State Bank (Incorporated) ($134.35M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement