Advertisement
Prevail Bank
Medford, WI · FDIC Certificate #29294 · Chartered 02/1
Total assets
$1.03B
Total deposits
$786.77M
Total equity
$136.39M
Net loans
$734.18M
Branches (offices)
9
Net income (YTD)
$2.26M
Rank: #1,024 of 4,213 U.S. banks by assets · #30 of 153 in Wisconsin. Assets changed 5.5% and deposits 5.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.45% |
| Return on equity | 3.36% |
| Net interest margin (YTD) | 2.87% |
| Equity to assets | 13.26% |
| Tier 1 leverage ratio | 12.60% |
| Uninsured deposits (share of deposits) | 14.6% |
| Noncurrent loans (share of loans) | 0.20% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 93.3% |
| Real estate loans (share of loans) | 93.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $685.90M | 93.4% | |
| Commercial & industrial | $37.98M | 5.2% | |
| Consumer / individual | $10.60M | 1.4% | |
| Construction & development | $38.02M | 5.2% | |
| Agricultural | $1.33M | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $920.76M | $757.49M | $2.79M | $132.71M |
| Jun 2023 | $933.10M | $684.56M | $535.00K | $134.94M |
| Jun 2024 | $953.41M | $694.13M | -$15.00K | $122.39M |
| Jun 2025 | $974.18M | $745.74M | $823.00K | $127.46M |
| Jun 2026 | $1.03B | $786.77M | $2.26M | $136.39M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $786.77M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $786.77M.
Similar-sized banks
Sturgis Bank & Trust Company ($1.03B) · Clear Mountain Bank ($1.03B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement