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Profinium, Inc.
Truman, MN · FDIC Certificate #1905 · Chartered 05/1
Total assets
$533.11M
Total deposits
$455.06M
Total equity
$49.64M
Net loans
$388.91M
Branches (offices)
4
Net income (YTD)
$2.43M
Rank: #1,710 of 4,213 U.S. banks by assets · #47 of 221 in Minnesota. Assets changed 2.7% and deposits 3.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.92% |
| Return on equity | 10.09% |
| Net interest margin (YTD) | 3.47% |
| Equity to assets | 9.31% |
| Tier 1 leverage ratio | 10.17% |
| Uninsured deposits (share of deposits) | 16.5% |
| Noncurrent loans (share of loans) | 0.13% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 85.5% |
| Real estate loans (share of loans) | 77.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $302.63M | 77.8% | |
| Commercial & industrial | $25.53M | 6.6% | |
| Consumer / individual | $1.73M | 0.4% | |
| Construction & development | $16.45M | 4.2% | |
| Agricultural | $62.91M | 16.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $489.26M | $420.54M | $2.11M | $40.06M |
| Jun 2023 | $511.54M | $428.00M | $1.49M | $39.52M |
| Jun 2024 | $529.34M | $453.88M | $249.00K | $40.32M |
| Jun 2025 | $518.91M | $441.77M | $1.89M | $43.26M |
| Jun 2026 | $533.11M | $455.06M | $2.43M | $49.64M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $455.06M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $455.06M.
Similar-sized banks
Southern Bank Of Tennessee ($533.38M) · American Bank, National Association ($533.05M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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