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Quad City Bank And Trust Company
Bettendorf, IA · FDIC Certificate #33867 · Chartered 01/0
Total assets
$2.77B
Total deposits
$2.39B
Total equity
$315.33M
Net loans
$1.87B
Branches (offices)
5
Net income (YTD)
$21.46M
Rank: #464 of 4,213 U.S. banks by assets · #7 of 225 in Iowa. Assets changed 4.8% and deposits 3.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.50% |
| Return on equity | 13.89% |
| Net interest margin (YTD) | 2.90% |
| Equity to assets | 11.36% |
| Tier 1 leverage ratio | 11.01% |
| Uninsured deposits (share of deposits) | 51.0% |
| Noncurrent loans (share of loans) | 0.51% |
| Net charge-offs (share of loans) | 0.50% |
| Loans to deposits | 78.3% |
| Real estate loans (share of loans) | 70.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.33B | 70.8% | |
| Commercial & industrial | $352.69M | 18.8% | |
| Consumer / individual | $9.68M | 0.5% | |
| Construction & development | $274.62M | 14.7% | |
| Agricultural | $3.57M | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.12B | $1.79B | $18.39M | $226.18M |
| Jun 2023 | $2.60B | $2.17B | $11.86M | $250.62M |
| Jun 2024 | $2.54B | $2.10B | $10.46M | $269.00M |
| Jun 2025 | $2.65B | $2.31B | $16.78M | $297.79M |
| Jun 2026 | $2.77B | $2.39B | $21.46M | $315.33M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $2.20B | 4 |
| Illinois | $193.28M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.39B.
Similar-sized banks
Sunrise Banks, National Association ($2.78B) · Avidia Bank ($2.77B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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