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Randall State Bank
Randall, MN · FDIC Certificate #10969 · Chartered 04/0
Total assets
$76.38M
Total deposits
$63.25M
Total equity
$12.96M
Net loans
$61.09M
Branches (offices)
2
Net income (YTD)
$557.00K
Rank: #3,865 of 4,213 U.S. banks by assets · #189 of 221 in Minnesota. Assets changed 28.1% and deposits 18.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.50% |
| Return on equity | 8.89% |
| Net interest margin (YTD) | 6.04% |
| Equity to assets | 16.97% |
| Tier 1 leverage ratio | 10.73% |
| Uninsured deposits (share of deposits) | 15.4% |
| Noncurrent loans (share of loans) | 2.30% |
| Net charge-offs (share of loans) | 0.79% |
| Loans to deposits | 96.6% |
| Real estate loans (share of loans) | 93.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $56.79M | 93.0% | |
| Commercial & industrial | $2.62M | 4.3% | |
| Consumer / individual | $1.98M | 3.2% | |
| Construction & development | $7.78M | 12.7% | |
| Agricultural | $337.00K | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $56.14M | $50.77M | $310.00K | $5.33M |
| Jun 2023 | $58.32M | $51.34M | $396.00K | $5.43M |
| Jun 2024 | $58.71M | $52.85M | $366.00K | $5.74M |
| Jun 2025 | $59.62M | $53.30M | $318.00K | $6.14M |
| Jun 2026 | $76.38M | $63.25M | $557.00K | $12.96M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $63.25M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $63.25M.
Similar-sized banks
Park Bank, National Association ($76.47M) · Elysian Bank ($75.98M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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