Banks · Missouri

Regional Missouri Bank

Marceline, MO · FDIC Certificate #18385 · Chartered 05/1

Total assets

$597.40M

Total deposits

$500.73M

Total equity

$65.91M

Net loans

$463.25M

Branches (offices)

Net income (YTD)

$6.61M

Rank: #1,559 of 4,213 U.S. banks by assets · #62 of 190 in Missouri. Assets changed 6.0% and deposits 8.1% over the year to June 30, 2026.

Key ratios

Return on assets (YTD, annualized by FDIC)	2.26%
Return on equity	20.73%
Net interest margin (YTD)	4.44%
Equity to assets	11.03%
Tier 1 leverage ratio	11.61%
Uninsured deposits (share of deposits)	17.6%
Noncurrent loans (share of loans)	0.07%
Net charge-offs (share of loans)	0.00%
Loans to deposits	92.5%
Real estate loans (share of loans)	77.2%

Loan mix

Category	Amount	Share
Real estate loans	$357.85M	77.2%
Commercial & industrial	$45.31M	9.8%
Consumer / individual	$9.01M	1.9%
Construction & development	$14.10M	3.0%
Agricultural	$54.81M	11.8%

Five-year trend (June snapshots)

Period	Total assets	Deposits	Net income (year to date)	Equity / net worth
Jun 2022	$488.72M	$416.11M	$3.55M	$44.61M
Jun 2023	$515.46M	$459.36M	$3.90M	$48.20M
Jun 2024	$515.13M	$441.89M	$3.63M	$51.42M
Jun 2025	$563.52M	$463.27M	$4.55M	$58.12M
Jun 2026	$597.40M	$500.73M	$6.61M	$65.91M

Where its branch deposits sit (FDIC Summary of Deposits)

State	Branch deposits	Offices
Missouri	$500.73M	11

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $500.73M.

Similar-sized banks

Palmetto State Bank ($597.49M) · First Piedmont Federal Savings And Loan Association Of Gaffney ($597.12M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.