Advertisement
Republic Bank & Trust Company
Louisville, KY · FDIC Certificate #23627 · Chartered 01/1
Total assets
$7.05B
Total deposits
$5.63B
Total equity
$1.09B
Net loans
$5.38B
Branches (offices)
47
Net income (YTD)
$75.82M
Rank: #219 of 4,213 U.S. banks by assets · #2 of 120 in Kentucky. Assets changed 1.3% and deposits 4.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.13% |
| Return on equity | 14.26% |
| Net interest margin (YTD) | 5.24% |
| Equity to assets | 15.41% |
| Tier 1 leverage ratio | 14.82% |
| Uninsured deposits (share of deposits) | 45.6% |
| Noncurrent loans (share of loans) | 0.56% |
| Net charge-offs (share of loans) | 0.46% |
| Loans to deposits | 95.7% |
| Real estate loans (share of loans) | 72.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.88B | 72.1% | |
| Commercial & industrial | $595.54M | 11.1% | |
| Consumer / individual | $286.39M | 5.3% | |
| Construction & development | $215.34M | 4.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $6.10B | $4.85B | $51.87M | $814.10M |
| Jun 2023 | $6.36B | $4.77B | $48.33M | $846.02M |
| Jun 2024 | $6.61B | $5.11B | $56.00M | $911.28M |
| Jun 2025 | $6.97B | $5.38B | $79.15M | $1.00B |
| Jun 2026 | $7.05B | $5.63B | $75.82M | $1.09B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $4.60B | 29 |
| Florida | $532.05M | 7 |
| Ohio | $244.48M | 4 |
| Indiana | $141.60M | 3 |
| Tennessee | $104.88M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $5.63B.
Similar-sized banks
Johnson Bank ($7.07B) · Mid Penn Bank ($7.04B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement