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River Bank
Stoddard, WI · FDIC Certificate #14995 · Chartered 10/1
Total assets
$1.02B
Total deposits
$755.70M
Total equity
$124.75M
Net loans
$841.26M
Branches (offices)
13
Net income (YTD)
$5.94M
Rank: #1,032 of 4,213 U.S. banks by assets · #31 of 153 in Wisconsin. Assets changed 1.2% and deposits 1.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.14% |
| Return on equity | 9.67% |
| Net interest margin (YTD) | 2.91% |
| Equity to assets | 12.25% |
| Tier 1 leverage ratio | 12.02% |
| Uninsured deposits (share of deposits) | 28.6% |
| Noncurrent loans (share of loans) | 0.16% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 111.3% |
| Real estate loans (share of loans) | 99.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $834.10M | 99.1% | |
| Commercial & industrial | $6.42M | 0.8% | |
| Consumer / individual | $332.00K | 0.0% | |
| Construction & development | $41.82M | 5.0% | |
| Agricultural | $597.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.06B | $776.33M | $7.72M | $97.88M |
| Jun 2023 | $1.07B | $769.26M | $3.83M | $99.74M |
| Jun 2024 | $1.03B | $743.90M | $4.28M | $106.61M |
| Jun 2025 | $1.01B | $742.80M | $3.97M | $114.84M |
| Jun 2026 | $1.02B | $755.70M | $5.94M | $124.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $755.70M | 13 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $755.70M.
Similar-sized banks
Calvin B. Taylor Banking Company Of Berlin, Maryland ($1.02B) · First Metro Bank ($1.01B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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