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Riverbank
Pocahontas, AR · FDIC Certificate #31711 · Chartered 07/2
Total assets
$174.44M
Total deposits
$150.40M
Total equity
$20.04M
Net loans
$134.28M
Branches (offices)
4
Net income (YTD)
$1.03M
Rank: #3,151 of 4,213 U.S. banks by assets · #67 of 78 in Arkansas. Assets changed 11.8% and deposits 10.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.23% |
| Return on equity | 10.56% |
| Net interest margin (YTD) | 3.94% |
| Equity to assets | 11.49% |
| Tier 1 leverage ratio | 12.18% |
| Uninsured deposits (share of deposits) | 35.5% |
| Noncurrent loans (share of loans) | 3.42% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 89.3% |
| Real estate loans (share of loans) | 71.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $96.41M | 71.8% | |
| Commercial & industrial | $13.73M | 10.2% | |
| Consumer / individual | $1.40M | 1.0% | |
| Construction & development | $12.50M | 9.3% | |
| Agricultural | $24.76M | 18.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $89.40M | $74.18M | $591.00K | $13.94M |
| Jun 2023 | $103.41M | $77.77M | $630.00K | $15.38M |
| Jun 2024 | $118.10M | $99.50M | $803.00K | $16.37M |
| Jun 2025 | $155.96M | $136.77M | $1.12M | $18.03M |
| Jun 2026 | $174.44M | $150.40M | $1.03M | $20.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $150.40M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $150.40M.
Similar-sized banks
Iroquois Farmers State Bank ($174.46M) · First State Bank ($174.32M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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