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Riverhills Bank
Milford, OH · FDIC Certificate #6662 · Chartered 11/1
Total assets
$340.80M
Total deposits
$294.38M
Total equity
$36.05M
Net loans
$283.18M
Branches (offices)
5
Net income (YTD)
$2.00M
Rank: #2,288 of 4,213 U.S. banks by assets · #68 of 155 in Ohio. Assets changed 4.2% and deposits 0.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.16% |
| Return on equity | 11.37% |
| Net interest margin (YTD) | 4.43% |
| Equity to assets | 10.58% |
| Tier 1 leverage ratio | 10.69% |
| Uninsured deposits (share of deposits) | 17.6% |
| Noncurrent loans (share of loans) | 0.12% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 96.2% |
| Real estate loans (share of loans) | 93.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $263.24M | 93.0% | |
| Commercial & industrial | $22.65M | 8.0% | |
| Consumer / individual | $686.00K | 0.2% | |
| Construction & development | $25.68M | 9.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $308.72M | $227.93M | $1.23M | $22.23M |
| Jun 2023 | $326.02M | $231.07M | $1.91M | $25.73M |
| Jun 2024 | $315.63M | $244.37M | $1.89M | $30.19M |
| Jun 2025 | $327.20M | $291.64M | $1.88M | $33.15M |
| Jun 2026 | $340.80M | $294.38M | $2.00M | $36.05M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $294.38M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $294.38M.
Similar-sized banks
Ozark Bank ($341.00M) · The National Bank Of Andrews ($340.52M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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