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Riverhills Bank
Vicksburg, MS · FDIC Certificate #8234 · Chartered 02/0
Total assets
$445.16M
Total deposits
$387.58M
Total equity
$55.32M
Net loans
$257.72M
Branches (offices)
5
Net income (YTD)
$4.57M
Rank: #1,927 of 4,213 U.S. banks by assets · #29 of 57 in Mississippi. Assets changed 5.6% and deposits 5.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.07% |
| Return on equity | 16.85% |
| Net interest margin (YTD) | 4.15% |
| Equity to assets | 12.43% |
| Tier 1 leverage ratio | 12.54% |
| Uninsured deposits (share of deposits) | 40.3% |
| Noncurrent loans (share of loans) | 0.64% |
| Net charge-offs (share of loans) | -0.11% |
| Loans to deposits | 66.5% |
| Real estate loans (share of loans) | 85.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $219.08M | 85.0% | |
| Commercial & industrial | $32.41M | 12.6% | |
| Consumer / individual | $4.29M | 1.7% | |
| Construction & development | $28.55M | 11.1% | |
| Agricultural | $3.66M | 1.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $398.14M | $355.86M | $2.68M | $34.44M |
| Jun 2023 | $393.03M | $348.64M | $2.54M | $37.04M |
| Jun 2024 | $407.66M | $358.49M | $2.61M | $46.10M |
| Jun 2025 | $421.64M | $368.68M | $3.26M | $50.40M |
| Jun 2026 | $445.16M | $387.58M | $4.57M | $55.32M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $387.58M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $387.58M.
Similar-sized banks
Peoples Bank ($445.33M) · Community Bank And Trust ($445.06M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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