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Rnb State Bank
Rawlins, WY · FDIC Certificate #2228 · Chartered 01/0
Total assets
$296.18M
Total deposits
$276.52M
Total equity
$18.54M
Net loans
$159.20M
Branches (offices)
5
Net income (YTD)
$447.00K
Rank: #2,490 of 4,213 U.S. banks by assets · #13 of 24 in Wyoming. Assets changed 9.2% and deposits 8.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.31% |
| Return on equity | 4.83% |
| Net interest margin (YTD) | 3.89% |
| Equity to assets | 6.26% |
| Tier 1 leverage ratio | 8.63% |
| Uninsured deposits (share of deposits) | 25.4% |
| Noncurrent loans (share of loans) | 0.09% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 57.6% |
| Real estate loans (share of loans) | 91.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $146.07M | 91.7% | |
| Commercial & industrial | $7.81M | 4.9% | |
| Consumer / individual | $2.97M | 1.9% | |
| Construction & development | $7.98M | 5.0% | |
| Agricultural | $4.22M | 2.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $247.50M | $236.68M | $26.00K | $9.98M |
| Jun 2023 | $247.10M | $229.26M | $435.00K | $10.80M |
| Jun 2024 | $253.13M | $239.28M | $311.00K | $12.83M |
| Jun 2025 | $271.14M | $255.98M | $832.00K | $14.15M |
| Jun 2026 | $296.18M | $276.52M | $447.00K | $18.54M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wyoming | $227.30M | 4 |
| Colorado | $49.22M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $276.52M.
Similar-sized banks
The Bank Of Forest ($296.29M) · United Bank ($295.96M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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