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Rochelle State Bank
Rochelle, GA · FDIC Certificate #16609 · Chartered 01/0
Total assets
$85.64M
Total deposits
$76.05M
Total equity
$6.81M
Net loans
$65.32M
Branches (offices)
1
Net income (YTD)
$70.00K
Rank: #3,790 of 4,213 U.S. banks by assets · #114 of 123 in Georgia. Assets changed 12.7% and deposits 9.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.17% |
| Return on equity | 2.08% |
| Net interest margin (YTD) | 3.73% |
| Equity to assets | 7.95% |
| Tier 1 leverage ratio | 8.02% |
| Uninsured deposits (share of deposits) | 19.2% |
| Noncurrent loans (share of loans) | 3.40% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 85.9% |
| Real estate loans (share of loans) | 50.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $32.67M | 50.0% | |
| Commercial & industrial | $14.17M | 21.7% | |
| Consumer / individual | $3.11M | 4.8% | |
| Construction & development | $5.13M | 7.9% | |
| Agricultural | $15.58M | 23.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $48.60M | $39.30M | -$361.00K | $9.26M |
| Jun 2023 | $56.85M | $48.02M | -$211.00K | $8.60M |
| Jun 2024 | $72.76M | $60.49M | -$209.00K | $6.37M |
| Jun 2025 | $76.01M | $69.32M | $32.00K | $6.37M |
| Jun 2026 | $85.64M | $76.05M | $70.00K | $6.81M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $76.05M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $76.05M.
Similar-sized banks
Villa Grove State Bank ($85.86M) · Western Dakota Bank ($85.56M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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