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Rsnb Bank
Rock Springs, WY · FDIC Certificate #2229 · Chartered 05/2
Total assets
$380.99M
Total deposits
$348.72M
Total equity
$22.86M
Net loans
$149.07M
Branches (offices)
2
Net income (YTD)
$2.23M
Rank: #2,144 of 4,213 U.S. banks by assets · #12 of 24 in Wyoming. Assets changed 3.2% and deposits 0.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.15% |
| Return on equity | 19.41% |
| Net interest margin (YTD) | 3.25% |
| Equity to assets | 6.00% |
| Tier 1 leverage ratio | 11.85% |
| Uninsured deposits (share of deposits) | 29.2% |
| Noncurrent loans (share of loans) | 2.37% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 42.7% |
| Real estate loans (share of loans) | 79.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $118.50M | 79.5% | |
| Commercial & industrial | $26.77M | 18.0% | |
| Consumer / individual | $3.20M | 2.1% | |
| Construction & development | $21.86M | 14.7% | |
| Agricultural | $1.42M | 0.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $397.74M | $385.67M | $2.50M | $9.97M |
| Jun 2023 | $386.06M | $352.49M | $2.21M | $9.63M |
| Jun 2024 | $374.47M | $338.45M | $1.78M | $13.19M |
| Jun 2025 | $369.33M | $348.30M | $1.24M | $15.03M |
| Jun 2026 | $380.99M | $348.72M | $2.23M | $22.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wyoming | $348.72M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $348.72M.
Similar-sized banks
United Roosevelt Savings Bank ($381.16M) · Crossroads Bank ($380.66M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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