Advertisement
Schaumburg Bank & Trust Company, National Association
Schaumburg, IL · FDIC Certificate #57103 · Chartered 01/2
Total assets
$2.56B
Total deposits
$2.21B
Total equity
$236.94M
Net loans
$1.85B
Branches (offices)
6
Net income (YTD)
$21.42M
Rank: #495 of 4,213 U.S. banks by assets · #33 of 322 in Illinois. Assets changed 7.0% and deposits 6.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.77% |
| Return on equity | 17.97% |
| Net interest margin (YTD) | 3.33% |
| Equity to assets | 9.26% |
| Tier 1 leverage ratio | 9.36% |
| Uninsured deposits (share of deposits) | 33.7% |
| Noncurrent loans (share of loans) | 0.11% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 83.8% |
| Real estate loans (share of loans) | 33.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $622.73M | 33.6% | |
| Commercial & industrial | $792.71M | 42.8% | |
| Consumer / individual | $317.61M | 17.2% | |
| Construction & development | $68.89M | 3.7% | |
| Agricultural | $2.24M | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.58B | $1.37B | $7.12M | $159.43M |
| Jun 2023 | $1.99B | $1.66B | $14.99M | $180.47M |
| Jun 2024 | $2.16B | $1.86B | $12.45M | $208.18M |
| Jun 2025 | $2.39B | $2.07B | $17.95M | $232.66M |
| Jun 2026 | $2.56B | $2.21B | $21.42M | $236.94M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $2.21B | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.21B.
Similar-sized banks
United Business Bank ($2.56B) · Horizon Bank, SSB ($2.55B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement