Advertisement
Security Bank And Trust Co.
Maysville, KY · FDIC Certificate #8121 · Chartered 01/0
Total assets
$71.82M
Total deposits
$60.31M
Total equity
$11.32M
Net loans
$26.83M
Branches (offices)
3
Net income (YTD)
$710.00K
Rank: #3,896 of 4,213 U.S. banks by assets · #109 of 120 in Kentucky. Assets changed 1.5% and deposits 5.3% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.00% |
| Return on equity | 12.84% |
| Net interest margin (YTD) | 3.78% |
| Equity to assets | 15.76% |
| Tier 1 leverage ratio | 15.74% |
| Uninsured deposits (share of deposits) | 19.7% |
| Noncurrent loans (share of loans) | 1.86% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 44.5% |
| Real estate loans (share of loans) | 88.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $23.64M | 88.1% | |
| Commercial & industrial | $2.46M | 9.2% | |
| Consumer / individual | $720.00K | 2.7% | |
| Construction & development | $123.00K | 0.5% | |
| Agricultural | $303.00K | 1.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $66.86M | $56.05M | $300.00K | $10.74M |
| Jun 2023 | $70.51M | $59.50M | $398.00K | $10.87M |
| Jun 2024 | $73.24M | $61.90M | $627.00K | $11.16M |
| Jun 2025 | $70.72M | $57.25M | $569.00K | $11.18M |
| Jun 2026 | $71.82M | $60.31M | $710.00K | $11.32M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $60.31M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $60.31M.
Similar-sized banks
The Peoples Savings Bank ($71.86M) · Homestead Savings Bank ($71.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement