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Security Bank & Trust Company
Glencoe, MN · FDIC Certificate #15324 · Chartered 10/1
Total assets
$1.33B
Total deposits
$1.20B
Total equity
$124.72M
Net loans
$856.38M
Branches (offices)
26
Net income (YTD)
$12.74M
Rank: #830 of 4,213 U.S. banks by assets · #13 of 221 in Minnesota. Assets changed 9.4% and deposits 9.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.96% |
| Return on equity | 20.59% |
| Net interest margin (YTD) | 3.79% |
| Equity to assets | 9.39% |
| Tier 1 leverage ratio | 9.37% |
| Uninsured deposits (share of deposits) | 40.9% |
| Noncurrent loans (share of loans) | 0.34% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 71.3% |
| Real estate loans (share of loans) | 80.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $692.12M | 80.8% | |
| Commercial & industrial | $113.94M | 13.3% | |
| Consumer / individual | $4.33M | 0.5% | |
| Construction & development | $49.35M | 5.8% | |
| Agricultural | $48.58M | 5.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $702.72M | $639.93M | $4.86M | $61.88M |
| Jun 2023 | $702.50M | $639.78M | $5.13M | $61.32M |
| Jun 2024 | $1.14B | $1.04B | $7.21M | $101.22M |
| Jun 2025 | $1.21B | $1.10B | $8.60M | $115.25M |
| Jun 2026 | $1.33B | $1.20B | $12.74M | $124.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $1.20B | 26 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.20B.
Similar-sized banks
Amalgamated Bank Of Chicago ($1.33B) · Martha'S Vineyard Bank ($1.33B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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