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Banks · Oklahoma

Security First National Bank Of Hugo

Hugo, OK · FDIC Certificate #432 · Chartered 01/0

Total assets
$137.73M
Total deposits
$121.87M
Total equity
$14.42M
Net loans
$99.65M
Branches (offices)
2
Net income (YTD)
$1.33M
Rank: #3,403 of 4,213 U.S. banks by assets · #115 of 168 in Oklahoma. Assets changed 0.7% and deposits 0.8% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.91%
Return on equity19.24%
Net interest margin (YTD)5.69%
Equity to assets10.47%
Tier 1 leverage ratio10.38%
Uninsured deposits (share of deposits)35.6%
Noncurrent loans (share of loans)4.15%
Net charge-offs (share of loans)0.03%
Loans to deposits81.8%
Real estate loans (share of loans)93.8%

Loan mix

CategoryAmountShare
Real estate loans$93.51M
93.8%
Commercial & industrial$3.38M
3.4%
Consumer / individual$1.59M
1.6%
Construction & development$16.09M
16.1%
Agricultural$1.57M
1.6%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$141.42M$128.33M$1.30M$12.55M
Jun 2023$131.25M$116.05M$1.85M$13.50M
Jun 2024$128.89M$113.85M$1.74M$13.79M
Jun 2025$136.75M$120.88M$1.73M$14.67M
Jun 2026$137.73M$121.87M$1.33M$14.42M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Oklahoma$121.87M2

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $121.87M.

Similar-sized banks

Citizens State Bank ($137.74M) · Whitesville State Bank ($137.65M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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