Advertisement
Security National Bank Of South Dakota
Dakota Dunes, SD · FDIC Certificate #34394 · Chartered 05/0
Total assets
$251.46M
Total deposits
$194.73M
Total equity
$34.77M
Net loans
$170.31M
Branches (offices)
3
Net income (YTD)
$3.07M
Rank: #2,705 of 4,213 U.S. banks by assets · #32 of 56 in South Dakota. Assets changed 5.1% and deposits 2.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.48% |
| Return on equity | 18.45% |
| Net interest margin (YTD) | 3.14% |
| Equity to assets | 13.83% |
| Tier 1 leverage ratio | 14.12% |
| Uninsured deposits (share of deposits) | 15.1% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 87.5% |
| Real estate loans (share of loans) | 90.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $153.71M | 90.3% | |
| Commercial & industrial | $10.07M | 5.9% | |
| Consumer / individual | $6.75M | 4.0% | |
| Construction & development | $3.33M | 2.0% | |
| Agricultural | $115.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $261.95M | $222.80M | $2.08M | $25.93M |
| Jun 2023 | $214.63M | $171.51M | $2.16M | $27.55M |
| Jun 2024 | $231.60M | $187.71M | $2.00M | $29.01M |
| Jun 2025 | $239.23M | $189.71M | $2.36M | $31.84M |
| Jun 2026 | $251.46M | $194.73M | $3.07M | $34.77M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Dakota | $194.73M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $194.73M.
Similar-sized banks
Lafayette State Bank ($252.19M) · Auburn State Bank ($251.33M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement