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Security Savings Bank
Canton, SD · FDIC Certificate #15734 · Chartered 06/1
Total assets
$557.38M
Total deposits
$495.03M
Total equity
$57.49M
Net loans
$422.50M
Branches (offices)
8
Net income (YTD)
$2.52M
Rank: #1,649 of 4,213 U.S. banks by assets · #21 of 56 in South Dakota. Assets changed 7.1% and deposits 6.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.92% |
| Return on equity | 8.92% |
| Net interest margin (YTD) | 3.34% |
| Equity to assets | 10.31% |
| Tier 1 leverage ratio | 9.38% |
| Uninsured deposits (share of deposits) | 18.5% |
| Noncurrent loans (share of loans) | 0.09% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 85.3% |
| Real estate loans (share of loans) | 74.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $313.48M | 74.2% | |
| Commercial & industrial | $31.51M | 7.5% | |
| Consumer / individual | $3.32M | 0.8% | |
| Construction & development | $5.47M | 1.3% | |
| Agricultural | $78.46M | 18.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $519.72M | $473.15M | $1.75M | $45.43M |
| Jun 2023 | $489.31M | $434.77M | $1.05M | $47.71M |
| Jun 2024 | $512.41M | $460.29M | $697.00K | $49.43M |
| Jun 2025 | $520.64M | $464.21M | $1.75M | $53.84M |
| Jun 2026 | $557.38M | $495.03M | $2.52M | $57.49M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $189.42M | 3 |
| Iowa | $173.02M | 3 |
| South Dakota | $132.59M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $495.03M.
Similar-sized banks
Northwestern Mutual Wealth Management ($557.73M) · Chickasaw Community Bank ($557.06M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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