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Security State Bank
Sutherland, IA · FDIC Certificate #235 · Chartered 01/0
Total assets
$492.27M
Total deposits
$337.29M
Total equity
$54.55M
Net loans
$445.26M
Branches (offices)
5
Net income (YTD)
$6.40M
Rank: #1,805 of 4,213 U.S. banks by assets · #64 of 225 in Iowa. Assets changed 7.7% and deposits 9.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.63% |
| Return on equity | 24.24% |
| Net interest margin (YTD) | 4.22% |
| Equity to assets | 11.08% |
| Tier 1 leverage ratio | 11.12% |
| Uninsured deposits (share of deposits) | 22.2% |
| Noncurrent loans (share of loans) | 0.23% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 132.0% |
| Real estate loans (share of loans) | 50.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $225.75M | 50.7% | |
| Commercial & industrial | $68.42M | 15.4% | |
| Consumer / individual | $11.32M | 2.5% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $144.08M | 32.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $310.18M | $276.99M | $3.38M | $32.28M |
| Jun 2023 | $333.17M | $262.75M | $2.76M | $35.40M |
| Jun 2024 | $401.68M | $290.44M | $3.78M | $39.80M |
| Jun 2025 | $457.24M | $307.71M | $5.41M | $46.95M |
| Jun 2026 | $492.27M | $337.29M | $6.40M | $54.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $337.29M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $337.29M.
Similar-sized banks
The Citizens Bank Of Clovis ($493.11M) · Fulton Savings Bank ($492.26M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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