Advertisement
Security State Bank
Cheyenne, OK · FDIC Certificate #421 · Chartered 06/2
Total assets
$279.53M
Total deposits
$247.85M
Total equity
$29.29M
Net loans
$170.81M
Branches (offices)
3
Net income (YTD)
$3.02M
Rank: #2,568 of 4,213 U.S. banks by assets · #86 of 168 in Oklahoma. Assets changed 4.4% and deposits 3.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.14% |
| Return on equity | 21.01% |
| Net interest margin (YTD) | 4.51% |
| Equity to assets | 10.48% |
| Tier 1 leverage ratio | 10.73% |
| Uninsured deposits (share of deposits) | 30.2% |
| Noncurrent loans (share of loans) | 0.67% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 68.9% |
| Real estate loans (share of loans) | 50.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $86.76M | 50.8% | |
| Commercial & industrial | $18.87M | 11.0% | |
| Consumer / individual | $8.64M | 5.1% | |
| Construction & development | $1.47M | 0.9% | |
| Agricultural | $44.91M | 26.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $238.61M | $215.64M | $2.07M | $21.59M |
| Jun 2023 | $238.68M | $213.80M | $2.74M | $23.21M |
| Jun 2024 | $260.51M | $227.03M | $2.46M | $25.05M |
| Jun 2025 | $267.66M | $239.43M | $2.50M | $25.83M |
| Jun 2026 | $279.53M | $247.85M | $3.02M | $29.29M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $247.85M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $247.85M.
Similar-sized banks
Primebank Of Texas ($279.74M) · The Farmers State Bank Of Waupaca ($279.49M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement