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Security Trust & Savings Bank
Storm Lake, IA · FDIC Certificate #968 · Chartered 01/0
Total assets
$266.43M
Total deposits
$239.41M
Total equity
$26.40M
Net loans
$78.40M
Branches (offices)
3
Net income (YTD)
$1.70M
Rank: #2,631 of 4,213 U.S. banks by assets · #121 of 225 in Iowa. Assets changed -0.8% and deposits -1.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.24% |
| Return on equity | 13.01% |
| Net interest margin (YTD) | 2.74% |
| Equity to assets | 9.91% |
| Tier 1 leverage ratio | 10.41% |
| Uninsured deposits (share of deposits) | 34.1% |
| Noncurrent loans (share of loans) | 0.78% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 32.7% |
| Real estate loans (share of loans) | 57.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $45.02M | 57.4% | |
| Commercial & industrial | $8.31M | 10.6% | |
| Consumer / individual | $1.88M | 2.4% | |
| Construction & development | $225.00K | 0.3% | |
| Agricultural | $24.50M | 31.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $298.31M | $277.34M | $849.00K | $20.77M |
| Jun 2023 | $267.14M | $247.70M | $1.01M | $18.99M |
| Jun 2024 | $263.22M | $241.86M | $593.00K | $20.65M |
| Jun 2025 | $268.56M | $243.88M | $1.31M | $24.03M |
| Jun 2026 | $266.43M | $239.41M | $1.70M | $26.40M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $239.42M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $239.42M.
Similar-sized banks
Community Bank Of The South ($266.46M) · Anahuac National Bank ($266.43M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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