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Sjn Bank Of Kansas
Saint John, KS · FDIC Certificate #4766 · Chartered 01/0
Total assets
$302.91M
Total deposits
$259.56M
Total equity
$27.56M
Net loans
$185.32M
Branches (offices)
8
Net income (YTD)
$1.38M
Rank: #2,454 of 4,213 U.S. banks by assets · #70 of 183 in Kansas. Assets changed 11.3% and deposits 31.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.91% |
| Return on equity | 10.34% |
| Net interest margin (YTD) | 4.43% |
| Equity to assets | 9.10% |
| Tier 1 leverage ratio | 9.24% |
| Uninsured deposits (share of deposits) | 24.5% |
| Noncurrent loans (share of loans) | 6.97% |
| Net charge-offs (share of loans) | 0.19% |
| Loans to deposits | 71.4% |
| Real estate loans (share of loans) | 41.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $76.14M | 41.1% | |
| Commercial & industrial | $54.30M | 29.3% | |
| Consumer / individual | $3.40M | 1.8% | |
| Construction & development | $1.87M | 1.0% | |
| Agricultural | $53.06M | 28.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $239.43M | $206.38M | $918.00K | $16.30M |
| Jun 2023 | $235.42M | $186.10M | $1.06M | $18.26M |
| Jun 2024 | $260.85M | $186.67M | $54.00K | $21.03M |
| Jun 2025 | $272.20M | $197.29M | $1.76M | $24.15M |
| Jun 2026 | $302.91M | $259.56M | $1.38M | $27.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $259.56M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $259.56M.
Similar-sized banks
Bedford Federal Savings Bank ($303.00M) · The Citizens Bank Of Weston ($302.74M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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