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Solon State Bank
Solon, IA · FDIC Certificate #232 · Chartered 03/1
Total assets
$122.48M
Total deposits
$90.31M
Total equity
$27.87M
Net loans
$84.72M
Branches (offices)
3
Net income (YTD)
$31.00K
Rank: #3,513 of 4,213 U.S. banks by assets · #183 of 225 in Iowa. Assets changed -1.9% and deposits 5.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.05% |
| Return on equity | 0.22% |
| Net interest margin (YTD) | 4.76% |
| Equity to assets | 22.76% |
| Tier 1 leverage ratio | 23.00% |
| Uninsured deposits (share of deposits) | 20.0% |
| Noncurrent loans (share of loans) | 11.69% |
| Net charge-offs (share of loans) | 0.93% |
| Loans to deposits | 93.8% |
| Real estate loans (share of loans) | 63.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $53.52M | 63.2% | |
| Commercial & industrial | $27.80M | 32.8% | |
| Consumer / individual | $1.57M | 1.9% | |
| Construction & development | $7.97M | 9.4% | |
| Agricultural | $2.63M | 3.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $131.41M | $104.97M | $1.61M | $23.35M |
| Jun 2023 | $122.94M | $91.64M | $1.06M | $22.73M |
| Jun 2024 | $128.44M | $95.66M | $1.36M | $24.42M |
| Jun 2025 | $124.87M | $85.35M | $1.54M | $27.23M |
| Jun 2026 | $122.48M | $90.31M | $31.00K | $27.87M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $90.31M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $90.31M.
Similar-sized banks
Headwaters State Bank ($122.48M) · The First National Bank Of Nevada, Missouri ($122.20M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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