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Solutions Plus Bank
Albertville, AL · FDIC Certificate #59362 · Chartered 12/0
Total assets
$43.85M
Total deposits
$21.06M
Total equity
$22.55M
Net loans
$8.31M
Branches (offices)
2
Net income (YTD)
-$927.00K
Rank: #4,076 of 4,213 U.S. banks by assets · #91 of 93 in Alabama. Assets changed - and deposits - over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -5.30% |
| Return on equity | -8.05% |
| Net interest margin (YTD) | 4.02% |
| Equity to assets | 51.43% |
| Tier 1 leverage ratio | 56.70% |
| Uninsured deposits (share of deposits) | 21.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 39.5% |
| Real estate loans (share of loans) | 49.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.12M | 49.6% | |
| Commercial & industrial | $3.01M | 36.2% | |
| Consumer / individual | $394.00K | 4.7% | |
| Construction & development | $947.00K | 11.4% | |
| Agricultural | $891.00K | 10.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2026 | $43.85M | $21.06M | -$927.00K | $22.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $21.06M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $21.06M.
Similar-sized banks
Union State Bank ($44.25M) · Carrollton Federal Bank ($43.61M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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