Advertisement
Southwest Capital Bank
Albuquerque, NM · FDIC Certificate #12258 · Chartered 12/0
Total assets
$482.92M
Total deposits
$432.28M
Total equity
$47.34M
Net loans
$238.52M
Branches (offices)
6
Net income (YTD)
$2.93M
Rank: #1,832 of 4,213 U.S. banks by assets · #12 of 29 in New Mexico. Assets changed -4.7% and deposits -6.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.23% |
| Return on equity | 12.62% |
| Net interest margin (YTD) | 4.10% |
| Equity to assets | 9.80% |
| Tier 1 leverage ratio | 10.82% |
| Uninsured deposits (share of deposits) | 43.9% |
| Noncurrent loans (share of loans) | 1.66% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 55.2% |
| Real estate loans (share of loans) | 83.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $198.97M | 83.4% | |
| Commercial & industrial | $42.95M | 18.0% | |
| Consumer / individual | $17.00K | 0.0% | |
| Construction & development | $13.39M | 5.6% | |
| Agricultural | $129.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $441.38M | $403.76M | $1.75M | $33.53M |
| Jun 2023 | $422.36M | $372.00M | $4.10M | $34.85M |
| Jun 2024 | $474.54M | $434.00M | $1.93M | $38.70M |
| Jun 2025 | $506.94M | $461.72M | $5.35M | $43.75M |
| Jun 2026 | $482.92M | $432.28M | $2.93M | $47.34M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Mexico | $432.28M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $432.28M.
Similar-sized banks
Woodsboro Bank ($483.33M) · Sterling Federal Bank, F.S.B. ($481.61M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement