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Star Bank
Maple Lake, MN · FDIC Certificate #5095 · Chartered 08/1
Total assets
$445.78M
Total deposits
$384.62M
Total equity
$44.17M
Net loans
$353.38M
Branches (offices)
11
Net income (YTD)
$1.19M
Rank: #1,922 of 4,213 U.S. banks by assets · #57 of 221 in Minnesota. Assets changed 0.1% and deposits -0.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.52% |
| Return on equity | 5.41% |
| Net interest margin (YTD) | 5.05% |
| Equity to assets | 9.91% |
| Tier 1 leverage ratio | 9.29% |
| Uninsured deposits (share of deposits) | 10.9% |
| Noncurrent loans (share of loans) | 2.07% |
| Net charge-offs (share of loans) | 1.78% |
| Loans to deposits | 91.9% |
| Real estate loans (share of loans) | 66.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $236.57M | 66.9% | |
| Commercial & industrial | $57.45M | 16.3% | |
| Consumer / individual | $6.53M | 1.8% | |
| Construction & development | $74.22M | 21.0% | |
| Agricultural | $39.55M | 11.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $382.87M | $348.86M | $1.92M | $28.96M |
| Jun 2023 | $363.36M | $321.89M | $3.08M | $31.20M |
| Jun 2024 | $437.23M | $389.32M | $3.15M | $34.98M |
| Jun 2025 | $445.25M | $386.24M | $719.00K | $41.82M |
| Jun 2026 | $445.78M | $384.62M | $1.19M | $44.17M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $384.62M | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $384.62M.
Similar-sized banks
The City National Bank And Trust Company Of Lawton, Oklahoma ($446.24M) · Better Banks ($445.75M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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