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Star Financial Bank
Fort Wayne, IN · FDIC Certificate #27235 · Chartered 05/0
Total assets
$3.23B
Total deposits
$2.85B
Total equity
$298.68M
Net loans
$1.83B
Branches (offices)
37
Net income (YTD)
$16.32M
Rank: #399 of 4,213 U.S. banks by assets · #13 of 87 in Indiana. Assets changed 7.0% and deposits 7.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.01% |
| Return on equity | 11.15% |
| Net interest margin (YTD) | 3.29% |
| Equity to assets | 9.25% |
| Tier 1 leverage ratio | 10.33% |
| Uninsured deposits (share of deposits) | 46.8% |
| Noncurrent loans (share of loans) | 0.46% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 64.2% |
| Real estate loans (share of loans) | 72.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.32B | 72.2% | |
| Commercial & industrial | $411.93M | 22.6% | |
| Consumer / individual | $34.15M | 1.9% | |
| Construction & development | $273.34M | 15.0% | |
| Agricultural | $26.21M | 1.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.93B | $2.66B | $10.45M | $191.90M |
| Jun 2023 | $2.92B | $2.52B | $13.52M | $201.46M |
| Jun 2024 | $2.99B | $2.62B | $15.53M | $238.69M |
| Jun 2025 | $3.02B | $2.64B | $12.90M | $264.15M |
| Jun 2026 | $3.23B | $2.85B | $16.32M | $298.68M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $2.85B | 37 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.85B.
Similar-sized banks
Bank Of Guam ($3.24B) · Academy Bank, National Association ($3.23B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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