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State Bank Of Bellingham
Bellingham, MN · FDIC Certificate #17062 · Chartered 03/0
Total assets
$46.36M
Total deposits
$38.44M
Total equity
$5.43M
Net loans
$22.32M
Branches (offices)
1
Net income (YTD)
$53.00K
Rank: #4,060 of 4,213 U.S. banks by assets · #208 of 221 in Minnesota. Assets changed -5.4% and deposits -5.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.22% |
| Return on equity | 2.04% |
| Net interest margin (YTD) | 2.09% |
| Equity to assets | 11.72% |
| Tier 1 leverage ratio | 14.81% |
| Uninsured deposits (share of deposits) | 11.0% |
| Noncurrent loans (share of loans) | 2.50% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 58.1% |
| Real estate loans (share of loans) | 70.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $15.82M | 70.9% | |
| Commercial & industrial | $949.00K | 4.3% | |
| Consumer / individual | $2.50M | 11.2% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $3.35M | 15.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $50.69M | $42.31M | $174.00K | $4.08M |
| Jun 2023 | $53.97M | $41.45M | $228.00K | $4.12M |
| Jun 2024 | $52.40M | $42.40M | $18.00K | $4.45M |
| Jun 2025 | $48.98M | $40.66M | $40.00K | $4.53M |
| Jun 2026 | $46.36M | $38.44M | $53.00K | $5.43M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $38.44M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $38.44M.
Similar-sized banks
State Bank Of Taunton ($46.63M) · Second Federal Savings And Loan Association Of Philadelphia ($46.26M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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