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State Bank Of New Richland
New Richland, MN · FDIC Certificate #9735 · Chartered 10/3
Total assets
$124.25M
Total deposits
$80.98M
Total equity
$12.22M
Net loans
$109.20M
Branches (offices)
1
Net income (YTD)
$1.23M
Rank: #3,496 of 4,213 U.S. banks by assets · #151 of 221 in Minnesota. Assets changed 0.2% and deposits 7.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.97% |
| Return on equity | 20.87% |
| Net interest margin (YTD) | 3.55% |
| Equity to assets | 9.84% |
| Tier 1 leverage ratio | 9.96% |
| Uninsured deposits (share of deposits) | 23.3% |
| Noncurrent loans (share of loans) | 0.29% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 134.9% |
| Real estate loans (share of loans) | 74.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $81.72M | 74.8% | |
| Commercial & industrial | $3.07M | 2.8% | |
| Consumer / individual | $2.06M | 1.9% | |
| Construction & development | $341.00K | 0.3% | |
| Agricultural | $23.28M | 21.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $111.71M | $76.59M | $1.18M | $10.85M |
| Jun 2023 | $114.38M | $71.37M | $1.06M | $11.09M |
| Jun 2024 | $121.79M | $74.60M | $892.00K | $11.26M |
| Jun 2025 | $124.00M | $75.68M | $969.00K | $11.44M |
| Jun 2026 | $124.25M | $80.98M | $1.23M | $12.22M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $80.98M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $80.98M.
Similar-sized banks
Princeville State Bank ($124.42M) · Dnb National Bank ($124.14M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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