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State Bank Of Toulon
Toulon, IL · FDIC Certificate #12386 · Chartered 06/2
Total assets
$343.38M
Total deposits
$298.61M
Total equity
$33.40M
Net loans
$220.71M
Branches (offices)
3
Net income (YTD)
$2.33M
Rank: #2,276 of 4,213 U.S. banks by assets · #139 of 322 in Illinois. Assets changed 6.4% and deposits 5.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.39% |
| Return on equity | 14.17% |
| Net interest margin (YTD) | 3.58% |
| Equity to assets | 9.73% |
| Tier 1 leverage ratio | 10.46% |
| Uninsured deposits (share of deposits) | 26.3% |
| Noncurrent loans (share of loans) | 0.13% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 73.9% |
| Real estate loans (share of loans) | 54.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $119.86M | 54.3% | |
| Commercial & industrial | $41.88M | 19.0% | |
| Consumer / individual | $2.92M | 1.3% | |
| Construction & development | $253.00K | 0.1% | |
| Agricultural | $53.07M | 24.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $297.87M | $262.91M | $1.57M | $22.43M |
| Jun 2023 | $306.21M | $269.59M | $1.41M | $24.08M |
| Jun 2024 | $318.15M | $281.06M | $1.49M | $26.13M |
| Jun 2025 | $322.75M | $283.42M | $2.02M | $29.01M |
| Jun 2026 | $343.38M | $298.61M | $2.33M | $33.40M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $298.61M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $298.61M.
Similar-sized banks
Farmers And Merchants Bank Of St. Clair ($343.47M) · Greenville Savings Bank ($342.74M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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