Advertisement
State Street Bank And Trust Company
Quincy, IL · FDIC Certificate #14857 · Chartered 01/0
Total assets
$357.07M
Total deposits
$315.49M
Total equity
$33.53M
Net loans
$280.07M
Branches (offices)
3
Net income (YTD)
$4.22M
Rank: #2,220 of 4,213 U.S. banks by assets · #134 of 322 in Illinois. Assets changed 6.7% and deposits 6.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.40% |
| Return on equity | 26.13% |
| Net interest margin (YTD) | 4.93% |
| Equity to assets | 9.39% |
| Tier 1 leverage ratio | 9.99% |
| Uninsured deposits (share of deposits) | 9.6% |
| Noncurrent loans (share of loans) | 0.39% |
| Net charge-offs (share of loans) | 0.10% |
| Loans to deposits | 88.8% |
| Real estate loans (share of loans) | 68.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $191.01M | 68.2% | |
| Commercial & industrial | $14.28M | 5.1% | |
| Consumer / individual | $70.14M | 25.0% | |
| Construction & development | $4.69M | 1.7% | |
| Agricultural | $6.67M | 2.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $299.98M | $279.55M | $2.02M | $19.31M |
| Jun 2023 | $306.56M | $274.62M | $2.61M | $21.21M |
| Jun 2024 | $321.83M | $292.05M | $2.65M | $23.66M |
| Jun 2025 | $334.55M | $295.82M | $3.19M | $27.79M |
| Jun 2026 | $357.07M | $315.49M | $4.22M | $33.53M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $315.49M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $315.49M.
Similar-sized banks
Rivers Edge Bank ($357.10M) · The Pauls Valley National Bank ($356.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement