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Stitch Bank, Inc.
Salt Lake City, UT · FDIC Certificate #26816 · Chartered 11/0
Total assets
$11.44M
Total deposits
$7.22M
Total equity
$3.94M
Net loans
$0
Branches (offices)
1
Net income (YTD)
-$715.00K
Rank: #4,202 of 4,213 U.S. banks by assets · #44 of 44 in Utah. Assets changed -14.2% and deposits -8.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -11.62% |
| Return on equity | -33.06% |
| Net interest margin (YTD) | 0.57% |
| Equity to assets | 34.45% |
| Tier 1 leverage ratio | 27.81% |
| Uninsured deposits (share of deposits) | 7.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $12.61M | $10.81M | $85.00K | $1.50M |
| Jun 2023 | $10.75M | $9.94M | -$612.00K | $635.00K |
| Jun 2024 | $12.39M | $10.55M | -$781.00K | $1.68M |
| Jun 2025 | $13.33M | $7.92M | -$271.00K | $4.90M |
| Jun 2026 | $11.44M | $7.22M | -$715.00K | $3.94M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Utah | $7.22M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $7.22M.
Similar-sized banks
The Walton State Bank ($13.03M) · State Bank Of Burrton ($9.32M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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