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Stock Growers Bank
Forman, ND · FDIC Certificate #8942 · Chartered 01/0
Total assets
$332.88M
Total deposits
$299.86M
Total equity
$29.72M
Net loans
$171.31M
Branches (offices)
6
Net income (YTD)
$2.71M
Rank: #2,323 of 4,213 U.S. banks by assets · #28 of 60 in North Dakota. Assets changed 4.5% and deposits 3.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.63% |
| Return on equity | 18.95% |
| Net interest margin (YTD) | 3.05% |
| Equity to assets | 8.93% |
| Tier 1 leverage ratio | 11.56% |
| Uninsured deposits (share of deposits) | 18.1% |
| Noncurrent loans (share of loans) | 0.05% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 57.1% |
| Real estate loans (share of loans) | 36.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $61.70M | 36.0% | |
| Commercial & industrial | $11.97M | 7.0% | |
| Consumer / individual | $5.39M | 3.1% | |
| Construction & development | $398.00K | 0.2% | |
| Agricultural | $74.13M | 43.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $302.31M | $285.81M | $2.10M | $16.38M |
| Jun 2023 | $320.81M | $290.24M | $2.33M | $17.46M |
| Jun 2024 | $319.20M | $290.08M | $1.62M | $18.85M |
| Jun 2025 | $318.53M | $288.83M | $2.11M | $22.89M |
| Jun 2026 | $332.88M | $299.86M | $2.71M | $29.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $299.86M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $299.86M.
Similar-sized banks
The Millyard Bank ($333.20M) · The Havana National Bank ($332.83M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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