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Sugar River Bank
Newport, NH · FDIC Certificate #18028 · Chartered 01/0
Total assets
$424.31M
Total deposits
$364.34M
Total equity
$49.03M
Net loans
$291.67M
Branches (offices)
6
Net income (YTD)
$1.34M
Rank: #1,980 of 4,213 U.S. banks by assets · #11 of 16 in New Hampshire. Assets changed 4.9% and deposits 6.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.64% |
| Return on equity | 5.59% |
| Net interest margin (YTD) | 3.73% |
| Equity to assets | 11.56% |
| Tier 1 leverage ratio | 14.13% |
| Uninsured deposits (share of deposits) | 18.2% |
| Noncurrent loans (share of loans) | 0.33% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 80.1% |
| Real estate loans (share of loans) | 93.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $272.71M | 93.5% | |
| Commercial & industrial | $13.88M | 4.8% | |
| Consumer / individual | $2.36M | 0.8% | |
| Construction & development | $13.28M | 4.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $377.55M | $335.24M | $1.32M | $38.12M |
| Jun 2023 | $385.14M | $318.02M | $1.10M | $37.90M |
| Jun 2024 | $393.66M | $324.86M | $928.00K | $40.84M |
| Jun 2025 | $404.55M | $343.78M | $1.04M | $44.06M |
| Jun 2026 | $424.31M | $364.34M | $1.34M | $49.03M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Hampshire | $364.34M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $364.34M.
Similar-sized banks
Centinel Bank Of Taos ($424.81M) · First State Bank ($424.16M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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