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Summit Bank
Eugene, OR · FDIC Certificate #57706 · Chartered 02/2
Total assets
$1.33B
Total deposits
$1.16B
Total equity
$151.46M
Net loans
$1.14B
Branches (offices)
5
Net income (YTD)
$8.97M
Rank: #828 of 4,213 U.S. banks by assets · #2 of 12 in Oregon. Assets changed 6.6% and deposits 5.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.36% |
| Return on equity | 12.22% |
| Net interest margin (YTD) | 4.75% |
| Equity to assets | 11.39% |
| Tier 1 leverage ratio | 11.34% |
| Uninsured deposits (share of deposits) | 32.7% |
| Noncurrent loans (share of loans) | 0.52% |
| Net charge-offs (share of loans) | 0.42% |
| Loans to deposits | 98.5% |
| Real estate loans (share of loans) | 72.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $826.87M | 72.2% | |
| Commercial & industrial | $330.96M | 28.9% | |
| Consumer / individual | $1.22M | 0.1% | |
| Construction & development | $38.02M | 3.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $960.20M | $860.82M | $6.43M | $93.00M |
| Jun 2023 | $1.03B | $867.46M | $5.07M | $106.07M |
| Jun 2024 | $1.15B | $1.02B | $5.18M | $117.89M |
| Jun 2025 | $1.25B | $1.10B | $6.54M | $132.90M |
| Jun 2026 | $1.33B | $1.16B | $8.97M | $151.46M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oregon | $1.16B | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.16B.
Similar-sized banks
Skyline National Bank ($1.33B) · Amalgamated Bank Of Chicago ($1.33B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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