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The Bank Of Beaver City
Beaver, OK · FDIC Certificate #11862 · Chartered 01/0
Total assets
$188.60M
Total deposits
$170.44M
Total equity
$12.35M
Net loans
$103.21M
Branches (offices)
2
Net income (YTD)
$1.14M
Rank: #3,057 of 4,213 U.S. banks by assets · #105 of 168 in Oklahoma. Assets changed 6.0% and deposits 5.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.23% |
| Return on equity | 18.31% |
| Net interest margin (YTD) | 3.82% |
| Equity to assets | 6.55% |
| Tier 1 leverage ratio | 8.67% |
| Uninsured deposits (share of deposits) | 24.3% |
| Noncurrent loans (share of loans) | 1.34% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 60.6% |
| Real estate loans (share of loans) | 67.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $69.16M | 67.0% | |
| Commercial & industrial | $13.07M | 12.7% | |
| Consumer / individual | $4.68M | 4.5% | |
| Construction & development | $2.23M | 2.2% | |
| Agricultural | $14.22M | 13.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $154.33M | $142.31M | $502.00K | $7.16M |
| Jun 2023 | $161.73M | $149.51M | $575.00K | $6.46M |
| Jun 2024 | $175.14M | $161.30M | $507.00K | $7.45M |
| Jun 2025 | $177.90M | $161.93M | $1.09M | $10.09M |
| Jun 2026 | $188.60M | $170.44M | $1.14M | $12.35M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $98.33M | 1 |
| Kansas | $72.12M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $170.44M.
Similar-sized banks
Community Bank ($188.80M) · Bank Of Camilla ($188.13M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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